Effective January 25, 2021
Information Collected by the Website
The Website collects both information that may identify a particular individual («Personally Identifiable Information» or «PII») and anonymous information not associated with a specific individual («non-Personally Identifiable Information» or «non-PII»).
Personally Identifiable Information
Personally Identifiable Information is provided when a user submits that information through the Website, such as by completing all or parts of an online registration («Registration»), which initiates a request of a loan offer from a loan provider who is part of the network associated with this Website («Lender Partner»). Information may also be submitted via questions to the Website. The types of Personally Identifiable Information collected are: name, physical address, telephone number, social security number, email address, date of birth, driver’s license number and its state, information about home ownership, citizenship status, employment information, active military information, amount of paid salary or wages, frequency of pay, and banking account information.
Non-Personally Identifiable Information
The Website collects (via «cookies» or using a third-party tracking system) Non-Personally Identifiable Information such as the IP address of the computer making the request, browser type, language, access times, visited areas of the Website, information regarding the links select to visit the Website. IP addresses are not usually associated with your personal computer, but with a portal through which you accessed the Internet and are not linked to Personally Identifiable Information. A «cookie» is a piece of information a website sends to a user’s computer, while viewing the website, to remember the user without personally identifying him or her.
The Website may share this non-Personally Identifiable Information with third parties for the purpose of website statistical/trend analysis. Personally Identifiable Information is not connected to this Website.
Children’s Privacy and Security
The Website is not intended for use by anyone under the age of 18 or the age of majority in the particular user’s jurisdiction. The Website does not knowingly collect Personally Identifiable Information from children under the age of 18. The Website has physical, procedural, and technological security measures to prevent unauthorized access and use of collected information. For example, employees are restricted from access to certain data. Notwithstanding the foregoing, no website or Internet network can be completely secure and the Website does not guarantee that personal information, searches, or other communications will always remain secure.
The Website may allow advertising partners, personal loan lenders, and other third parties to display advertisements. These businesses may revert to using tracking technologies, including cookies, to collect information about users. The Website will not provide Personally Identifiable Information to these third parties.
Use of Personally Identifiable Information
The Website uses the provided Personally Identifiable Information to deliver the requested products or services, customer support, and communications (via email, postal mail, telephone, and/or mobile devices [including through text or «SMS»]) that may be of interest to a user. In addition, the Website may also provide the user with loan provider partners, other third-party lenders, marketing partners, or other third parties; display advertising tailored to the user’s interests or background; perform data and statistical analysis on use of the Website; enforce the terms and conditions; and perform any other functions described at the time information is collected. Further, the Website may also review your financial information and/or social security number for identity verification, to protect against possible fraudulent transactions, and also to connect users with loan providers or third parties with whom the Website has a business relationship.
Sharing Personally Identifiable Information
As mentioned, the Website may share Personally Identifiable Information (including, without limitation, financial account information and social security number) with Lender Partners and other third-party loan companies with whom the Website has a business relationship. These parties may use a user’s Personally Identifiable Information to offer a personal loan or to communicate about other business or marketing offers. In addition, the Website may share a user’s Personally Identifiable Information (including financial account information and social security number) with nonaffiliated third-party marketers and list managers in a business relationship with the Website. Any such, third parties may have their own policies which describe use and disclose of information. Those policies will govern the use, handling, and disclosure of your information once the Website has transferred or shared it with such third parties.
A user’s Personally Identifiable Information will be shared in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement agency or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. The Website will disclose your Personally Identifiable Information when we believe disclosure is necessary to investigate, prevent, or take action regarding illegal activity, suspected fraud, or other wrongdoing; to protect and defend the rights, property, or safety of the Website, its parent company, its employees, its website users, or others; or to enforce the terms and conditions of use or other agreements or policies. In addition, the Website may transfer Personally Identifiable Information to an entity acquiring all or substantially all of its parent company’s stock or assets.
Third Party Websites
Changes and Accessing Personally Identifiable Information
The Website’s policies, content, information, promotions, disclosures, disclaimers and features may be revised, modified, updated, and/or supplemented at any time and without prior notice. Changes to this Policy will be posted to reflect the «Effective Date» date at the top of this policy. If the Website makes any material changes in the way it collects, uses, and/or shares personal information, the Website will provide notification via this Website. If you would like to review and/or request changes to collected Personally Identifiable Information collected please contact the Website by writing or sending email to the addresses below.
California Residents — Privacy Right
Companies that collect Personally Identifiable Information from California residents and disclose such information to third parties (including affiliated entities) for marketing purposes must, in response to a request by a consumer, either (1) provide a list detailing the categories of information shared and the entities to which such information was provided, (2) delete that information upon request, or (3) provide a mechanism by which a consumer may opt out of having his or her information shared with third parties. Please contact us through the website features or the address below to invoke the mentioned actions.
California residents are also entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to [email protected].
For questions, comments, or concerns regarding our Privacy Statement, please click the Contact Us feature on the homepage.